Products
30, 25, 20, 15 & 10 Year Fixed Terms
Standard term fixed programs. No pre-payment penalties. Term: 30 years Maximum Amount: $333,700 With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
10, 7, 5 & 3 Year ARM Products
Standard Adjustable Rate Mortgage (ARM) products. All products use a 30 year amortization schedule. Rate is fixed for the initial term of of loan and will adjust to market rates beginning the 11th, 8th, 6th & 4th years respectively. With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
FHA / VA / Rural Housing
We provide all of these types of government loans. These programs are are very helpful to first-time homebuyers because of flexible qualification factors. Each product varies and we are happy to discuss the product that interestes you in greater detail when you contact us. With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
SC State Housing
Program that is made especially for (but not limited to) first-time homebuyers. Provides up to $5000 down payment assistance. This down payment assistance may not even have to be paid back! There are income and property limitations that apply. It is a great progrem! With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
Down Payment Assistance
We have a variety of Down Payment Assistance programs that work together with our programs. This allows us to minimize any "Out of Pocket" money for our customers. Call today to determine which program is best for you.
Based on
Based on Purchase Loan amount of $175,000, LTV of 80%, 680 Credit score
Servicing States
We can close loans in South Carolina, Georgia, Florida and Tennessee
For Faster Service Please Bring The Following:
W-2 from last year Recent pay stub 2 months bank statements (all pages) Most recent retirement or stock account statement (all pages) Copy of driver’s license $350 check for Lock Deposit If FHA: 2 pay stubs, 2 years W-2’s, Social Security Card, IF MANUAL UW - 2 months Bank Statement (VOD will not work) & Credit Explanation Letter If VA: DD214, Certificate of Eligibility, Social Security Card, 1 month Bank Statement, IF MANUAL UW - 2 months Bank Statements & Credit Explanation Letter If Refinance: Homeowners Insurance Declaration Page and Monthly Payment Statement for current mortgage(s) to be paid off.
30, 25, 20, 15 & 10 Year Fixed Terms
Standard term fixed programs. No pre-payment penalties. Term: 30 years Maximum Amount: $333,700 With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
10, 7, 5 & 3 Year ARM Products
Standard Adjustable Rate Mortgage (ARM) products. All products use a 30 year amortization schedule. Rate is fixed for the initial term of of loan and will adjust to market rates beginning the 11th, 8th, 6th & 4th years respectively. With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
FHA / VA / Rural Housing
We provide all of these types of government loans. These programs are are very helpful to first-time homebuyers because of flexible qualification factors. Each product varies and we are happy to discuss the product that interestes you in greater detail when you contact us. With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
SC State Housing
Program that is made especially for (but not limited to) first-time homebuyers. Provides up to $5000 down payment assistance. This down payment assistance may not even have to be paid back! There are income and property limitations that apply. It is a great progrem! With our loan products constantly changing, call today to see which one is best for you! *** Call for current rates ***
Down Payment Assistance
We have a variety of Down Payment Assistance programs that work together with our programs. This allows us to minimize any "Out of Pocket" money for our customers. Call today to determine which program is best for you.
Based on
Based on Purchase Loan amount of $175,000, LTV of 80%, 680 Credit score
Servicing States
We can close loans in South Carolina, Georgia, Florida and Tennessee
For Faster Service Please Bring The Following:
W-2 from last year Recent pay stub 2 months bank statements (all pages) Most recent retirement or stock account statement (all pages) Copy of driver’s license $350 check for Lock Deposit If FHA: 2 pay stubs, 2 years W-2’s, Social Security Card, IF MANUAL UW - 2 months Bank Statement (VOD will not work) & Credit Explanation Letter If VA: DD214, Certificate of Eligibility, Social Security Card, 1 month Bank Statement, IF MANUAL UW - 2 months Bank Statements & Credit Explanation Letter If Refinance: Homeowners Insurance Declaration Page and Monthly Payment Statement for current mortgage(s) to be paid off.
